Best Cash Flow Forecasting Software For Small Business
Why does a small business need a cash flow forecast?
Because profit and cash disagree constantly. A strong sales month with slow-paying customers can leave less in the bank than a quiet month with good collections. Tax deadlines, insurance renewals, and equipment repairs land in lumps.
Most owners hold the forecast in their head, and the head is optimistic. A written forecast built from real invoices and bills replaces the gut feel with dates and amounts, and it is usually wrong by less.
How does Cash Flow Frog work for a small business?
- Connect once. The forecast builds itself from your invoices, bills, and history, and updates daily.
- No accounting software? Import bank transactions directly through Excel.
- Test decisions as scenarios: the new hire, the equipment purchase, the slow quarter, and switch between them to compare outcomes.
- Drill into any week to the exact transaction, and look out as far as 3 years.
- Visual graphs a non-accountant reads in ten seconds.
Worked example: the payroll gap you can see coming
A services business bills around $55,000 a month, pays $9,000 in payroll every second week, and carries about $8,000 in monthly overhead. Two large customers routinely pay at day 50 against net-30 terms, which pushes their money from week 5 into week 7.
8-week small business forecast (opening balance $6,000)
The forecast shows the account $5,000 short at the payroll run in week 6, five weeks out. Five weeks buys options a Friday panic does not: an invoice-terms conversation, a small line draw, or deferring one supplier a week.
It makes cash flow forecasting dead simple, all QuickBooks updates are automatically updated in the app, new invoices or bills are integrated into the forecast.
Maria Davis
How do you create a small business cash flow forecast?
Connect your accounting
Connect QuickBooks, Xero, Sage Intacct, Odoo, Zoho Books, or FreshBooks, or import bank data via Excel.
Build the baseline
The baseline forecast builds from your existing data in minutes.
Adjust payment expectations
Adjust customer payment expectations to reality.
Check it weekly
Check it weekly; it maintains itself daily.
FAQ
What people are saying about us
Tieshena Davis
CEO, Publish Your Gift®
A true life saver!
I've been trying to find an efficient and simplified way to forecast our cash flow and expenses, this is the complete solution.
Robert Hughes
Owner, Hughes Engineering, PLLC
Extremely useful
Extremely useful, helping me maintain my cash flow through an aggressive growth period, evaluate the financial planning for the future, and sleep better at night.
Cara Curphey
Founder Albion Bookkeeping & Consulting
Peace of mind
Finally found one that works for us! We tried several and finally found one that actually gave us what we needed - great UX, intuitive software, accurate forecasting.
Try It Free
Stop finding out on Friday. Connect your books or your bank and see your first forecast in minutes, free trial, no card required. Related: scenario planning, Cash Flow Frog for Excel, and the cash flow forecast.